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PERSONAL & BUSINESS BANKING

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Roth IRA

Get flexibility, perks and greater savings with a ROTH IRA

Get flexibility, perks and greater savings with a ROTH IRA

Roth IRA contributions offer more flexibility than a Traditional IRA: no mandatory distribution requirements, eligibility to access contributions without IRS penalties, and contributions lasting past 72. Additionally, ROTH IRAs permit couples to contribute more and enable a withdrawal of $10,000 from the tax and penalty-free account after 5 years for first-time home buyers.

You can even convert your present traditional IRA or 401k account to Roth IRA to take full advantage of its wider tax benefits. Kearny Bank's experienced relationship managers can assist you with setting up a Roth IRA that'll provide a sound and well-planned financial future designed just for you.

For CD IRA rates in your area, visit our rates page:

 

Please note, Kearny Bank does not provide legal or tax advice.  Please contact your tax professional with any tax related questions. Visit the IRS.gov for further information. 

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This link will redirect you to a site that may have certain associated risks, including not being insured by federal deposit insurance.

Investments: Are not FDIC/NCUSIF insured • May lose value • Are not financial institution guaranteed • Are not a deposit • Are not insured by any federal government agency.

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