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The Vault

Kearny Bank's blog sharing the secrets to banking happiness

5 Reasons to Book an Appointment with Your Banker in 2025

While digital banking offers convenience, in-person meetings can unlock valuable financial opportunities and ensure you're on the right path in an evolving economic landscape.

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February 3, 2025

What’s going on with Commercial Real Estate interest rates?!

What’s going on with Commercial Real Estate interest rates?! One topic that is on every commercial real estate (CRE) owner and investor’s mind right now is interest rates, especially in light of the Federal Reserve cutting the Federal Funds Rate.

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January 20, 2025

Tips for Getting Started with Budgeting and Saving

Tips for Getting Started with Budgeting and Saving The holidays are over, did you stick to your Christmas List? If you’re anything like me, you probably didn’t; it’s too easy to find ways to justify spending a little bit extra during the holidays.

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January 6, 2025

Top 5 Practical Cash Flow Hacks Every Small Business Owner Should Know

Top 5 Practical Cash Flow Hacks Every Small Business Owner Should Know 1. Invoice Early, Get Paid Faster Waiting on payments can be a business killer.

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December 9, 2024

Top 4 Commercial and Industrial (C&I) Loan Trends

Top 4 Commercial and Industrial (C&I) Loan Trends Commercial and Industrial Loans (C&I) are often needed by small and medium sized businesses for a variety of reasons. Business owners understand that taking the next step in achieving their growth and expansion objectives usually involves the necessary financing, or capital in the form of a commercial loan.

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November 25, 2024

What is Artificial Intelligence (AI) and how can my business benefit from it?

What is Artificial Intelligence (AI) and how can my business benefit from it? As a successful woman entrepreneur, taking advantage of all the technologies that are at our disposal is key.

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November 11, 2024

4 Steps Government CFOs Should Take In a Declining Rate Environment

4 Steps Government CFOs Should Take In a Declining Rate Environment Markets and interest rates go up and come down; these are facts of the financial world we live in. If you are a CFO of a County or Municipality these are things that greatly affect you and your finances.

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October 28, 2024

Protecting Yourself from Common Scams

Protecting Yourself from Common Scams Scammers continue to evolve their tactics to steal your personal and financial information. Here are some examples of prevalent scams targeting consumers and some steps you can take to protect yourself.

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October 14, 2024

Why Fall Could Be the New Spring for Homebuyers

Why Fall Could Be the New Spring for Homebuyers! The spring has always been considered home buying season, but individuals may benefit by getting a jump start this fall.

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September 30, 2024

1031 exchanges: Key benefits to Commercial Real Estate Investors

1031 exchanges: Key benefits to commercial real estate investors. A 1031 exchange is a tax-deferral strategy that allows real estate investors to sell an investment property and reinvest the proceeds into a "like-kind" property while deferring federal capital gains taxes.

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September 16, 2024

Navigating College Costs: Tips for Students & Support for Schools

Navigating the Financial Journey to College: Tips and Support for Students and Schools In pursuit of college College is a perfect opportunity for students to expand their knowledge, development, and independence, all while embracing the freedom to explore their passions. But attending college can come with a prohibitive cost.

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