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The Vault

Kearny Bank's blog sharing the secrets to banking happiness

4 Steps Government CFOs Should Take In a Declining Rate Environment

Declining interest rate environments can present challenges for Municipal and County CFOs. Here are 4 steps that these leaders can take to ensure they are prepared.

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July 3, 2023

4 Tips: How to Maximize Your Banking Relationship

Written by Michael Mangione | 1st Vice President / Retail Sales & Development Leader In 2023 it’s all about the experience! When you interact with different brands, you expect to have a fantastic experience.

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June 26, 2023

Journey of Women Entrepreneurs: Yes, She Can! Yes, She Will!

Written by Frances Montagnino | Vice President, Education Relationship Officer Women are a tremendously important part of our economy as well as a source of inspiration. Sometimes we just need a reminder that we can, and we will.

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June 19, 2023

Effects of Rising Interest Rates on Commercial Real Estate

Written by Gary Brozowski | Senior Vice President, Director of Commercial Real Estate Lending Commercial real estate is a crucial component of the economy, and it can be significantly impacted by interest rates. When interest rates rise, it becomes more expensive for owners and investors to borrow money which leads to fewer investments in commercial real estate.

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June 12, 2023

The Importance of Cash Flow Management in Local Government Finance

Written by Joseph Luppino | VP/Government Banking Officer The Government Finance Officers Association (GFOA) strongly recommends that governments perform ongoing cash forecasting as a best practice. Why is this important, and how do you go about it?

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June 6, 2023

Helping First Time Home Buyers Reach Their Dreams

Written by Jacqui Gibbs, 1st Vice President and Fair Lending Officer  Having a home where you can grow, develop, and take care of your family’s needs is one of the most important things in life. Some people take having a sheltered home for granted.

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May 31, 2023

How to Apply for a Business or Commercial Loan

Preparing a business loan application request can seem challenging. The key is knowing what resources are available and how to access them.

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May 22, 2023

Wealth Benefits of Owning a Home vs. Renting

Are you considering buying a home in New York or New Jersey but wondering if it's worth the investment compared to renting? Buying a home is a significant investment and can be daunting, especially for first time home buyers.

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May 17, 2023

Is a Private Client Relationship Right for Me?

Written by Dawn Marcano | 2nd VP/Private Client Manager  The biggest misconception regarding Private Client is that you need to be a millionaire. So far from the truth!

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May 13, 2023

FDIC Insurance: What You Need to Know for Ultimate Protection

The recent collapses of major financial institutions have prompted consumers to pay more attention to financial insurance and conduct related research. Trusting your money with federally insured banks is essential for protection, but if you are like many consumers, you may wonder how to provide the ultimate protection for your money.

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May 5, 2023

Money Market Account vs. Certificate of Deposit (CD): Which One Should I Choose?

The current economy and unpredictable interest rate environment have many American consumers and business owners feeling uncertain of the future, looking for ways to protect their funds and grow their wealth. In today’s environment, it’s more important than ever to feel confident your money is working for you.

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